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Best Smartphones to buy on EMI in 2022

Rahul Bhagat
Rahul Bhagat
Rahul Bhagat is a Digital Marketer and strategist with more than 7 years of experience in Marketing, SEO, Analytics, Marketing Automation and more.

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Want to buy the latest smartphone launched in the market but stuck to a specific budget. Do not worry!! Now you can buy any smartphone on EMI.

Equated Monthly Installment is a payment structure designed to help people make purchases of lump-sum amounts. You can select the repayment tenure as per your financial capacity and return the amount in monthly installments. Initially, the EMI option was available on purchases made via credit card, but now you can buy mobiles on EMI without a credit card.

Here is a list of the top 5 smartphones that you can buy on no-cost EMI with a Bajaj EMI card –

Samsung Galaxy S21 Ultra 256 GB 12 GB RAM

Samsung Galaxy S21 Ultra is ruling the Indian markets with its best performance, battery life, camera quality, and whatnot. With Android 11 OS and Snapdragon 888, the phone has also proven its mettle in the global market as well.

Specifications – 

Camera Rear – 108MP +12MP+10MP+10MP Front – 40 MP
Battery 5000 mAh
Storage128GB / 256GB/512GB
Screen Size6.8 inches
Price Rs. 1,05,999

To pay a whopping price of Rs. 1 Lakh lump-sum is not possible for everyone. To help people with this, one can use a Bajaj EMI card.

EMI amount Rs. 7,067
EMI tenure12 months
Down payment Rs. 21,201

OnePlus 9 Pro 256 GB 12 GB RAM

One of the flagship phones offering quality cameras, rapid charging, and QHD+Amoled display, this is one of the best smartphones on the market.

Camera Rear – 48MP +50MP+2MP Front – 16 MP
Battery 4500 mAh
Storage128GB / 256GB
Screen Size6.7 inches
Price Rs. 69,999

With a Bajaj EMI card, you can avail of the OnePlus EMI option with 0 down payment. 

EMI amount Rs. 7,778
EMI tenure9 months

Samsung Galaxy S21 128 GB 8 GB RAM

This S series Samsung is available under smartphones in the EMI category. This smartphone is cheaper than its S series siblings, but it’s known for providing a phenomenal experience to the users.

Camera Rear – 64MP +12MP+12MP Front – 10 MP
Battery 4000 mAh
Screen Size6.2 inches
Price Rs. 69,999

While the price may seem steep if you pay all at once but with a Bajaj EMI card, you can easily convert the payments into affordable EMIs.

EMI amount Rs. 4,667
EMI tenure12 months
Down payment Rs. 14,001

OnePlus 9 256 GB 12 GB RAM

A cheaper version of the OnePlus 9 Pro, this smartphone has all the qualities of its siblings. With a sharp display and wireless charging feature, you can get this OnePlus on EMI.

Camera Rear – 48MP +50MP+2MP Front – 16 MP
Battery 4500 mAh
Storage128GB / 256GB
Screen Size6.55 inches
Price Rs. 54,999

Get this amazing deal with 0 down payment via from Bajaj EMI card –

EMI amount Rs. 6,111
EMI tenure9 months

MI 11X Pro 128 GB 8 GB RAM

The last on the list is the Xiaomi 11X Pro. Xiaomi smartphones have a rapid charging feature that goes 0-100 in an hour packed with Snapdragon 888 and AMOLED display, ranking among the top 5 smartphones in 2022.

Camera Rear – 108MP +8MP+5MP Front – 20 MP
Battery 4520 mAh
Screen Size6.67inches
Price Rs. 39,999

Get this Xiaomi smartphone via Bajaj EMI card – 

EMI amount Rs. 2,223
EMI tenure12 months
Down payment Rs. 13,338


If you do not have a Bajaj EMI card, apply for one now!! 

With an EMI card, you can buy a mobile on EMI without a credit card and do not have to worry about high-interest rates. The card will make a lump-sum payment on your behalf to purchase your dream smartphone on EMI. With customizable monthly installments, you will also enjoy a pocket-friendly and hassle-free experience.


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